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Buying a House With a Guarantor: How It Works in Australia
You have been saving for years, watching prices climb faster than your deposit, and the gap will not seem to close. For a lot of first home buyers, that deposit is the only thing standing between renting and owning. A guarantor can be the way through, and it usually...
How much do you need for a house deposit in Australia?
Most lenders in Australia require a deposit of 5% to 20% of the property’s purchase price. In real terms, that could mean anywhere from $25,000 to $200,000 or more, depending on what you’re buying and where. That’s the standard answer. But one important detail often...
Off-the-plan: How much does a cash deposit really cost?
When buying off-the-plan, paying your deposit in cash is often seen as the standard option. Whether it comes from savings, equity, or the sale of an existing property, cash deposits are seen as the most common option. However, this approach means that the deposit you...
Why deposit strategy matters as rates rise
Following the recent RBA interest rate changes, Deposit Power CEO, Ryan Dinsdale, looks beyond borrowing capacity to another consideration for property buyers: how they manage their deposit and financial flexibility between exchange and settlement. Beyond the impact...
