Benefits of Deposit Bonds

Deposit Power expands the world of property for everyone by giving you to the power to move fast with your property purchase.

How deposit bonds speed up the property buying process.

In competitive buying situations like auctions or private sales, timing is everything — and deposit bonds have you covered. They offer a flexible, hassle-free alternative to upfront cash, giving you the confidence to act fast and secure your dream property now.

With a deposit bond, you can focus on making your move without stressing about cash flow. Applying is quick and easy – in most cases, you’ll get approved almost instantly. It’s the smarter, simpler way to stay ahead in fast-paced property markets.

What are the benefits of a deposit bond?

Cash flow

By using a deposit bond instead of paying a cash deposit upfront, you can keep your funds in more lucrative investments or savings accounts, avoiding the need to tie up a large sum of money during the purchasing process. 

Convenience

For buyers involved in competitive situations like auctions or private sales, deposit bonds provide convenience. Rather than scrambling to provide a large upfront cash deposit, a deposit bond allows you to move quickly and confidently to secure the perfect property.

Easy and fast

Deposit bonds are easy to obtain, you can apply online and have your application approved almost instantly. Because you only pay a small one-time fee for a deposit bond, this method is also very cost effective.

Secure & trusted

Our deposit bonds are the highest rated deposit bonds in Australia – “AA-” Rated Very Strong, same as the big 4 banks. You can’t get more secure than that. We are backed by HDI Global Specialty SE – a global, secure and established international insurer.

What can a deposit bond be used for?

Deposit bonds can be used in many scenarios – whether you’re:
Buying your first home

At an suction or private treaty

Buying an investment property

Residential or commercial

Buying Off-the-plan

Home and land packages, residential, commercial

How secure are deposit bonds?

Deposit Power bonds are  "AA-" (Very Strong) rated from S&P!

 

The same rating as the Big 4 banks in Australia. We’ve been issuing deposit bonds in Australia for over 30 years. Our deposit bonds are widely accepted by real estate agents, solicitors, conveyancers and vendors – making us trustworthy, reliable and secure.

Australia's highest rated deposit bonds!
Underwritten by HDI Global Specialty SE with an "AA-" (Very Strong) credit rating from Standard & Poor’s, for strength and security you can trust.

Providing additional assurance to buyers and vendors / sellers

For vendors and sellers, saying ‘yes’ to deposit bonds can attract more buyers – which can lead to a higher sale price. A deposit bond also guarantees the deposit payment (since it’s a legally-binding agreement), which provides added peace of mind. 

Vendor / Seller

Peace of mind

  • More prospective buyers

  • Reputation
  • Legally binding
  • Provider guarantee
Buyer

More buying power

  • Clear understanding of terms
  • Credibility check
  • Reputation
  • Trusted and widely accepted

Are there limitations with using a deposit bond?

While deposit bonds offer significant benefits, there are some limitations you should keep in mind:

  • A deposit bond postpones a cash deposit, but it doesn’t replace it – you will still need to pay the full amount at settlement.
  • Your deposit bonds come with an expiry date. In some cases, Deposit Power can offer extensions for longer settlement periods, ensuring you're covered until your property is ready.
  • Not all sellers accept deposit bonds. It’s best to confirm with the seller before you make an offer.

Why choose Deposit Power Bonds?

If you can afford the property, we’ll cover the deposit.

Trusted by over 1 million Australians

George, Broker
Google Reviews
“I highly recommend Deposit Power if you ever need a Deposit Bond… I cannot say good enough things about them. I wish I could give them 10 stars!”
Stephen, Customer
Google Reviews
“Just amazing customer service. First house purchase in many years. Deposit Power walked me through the process with a highest degree of professionalism.”
Tony, Broker
Google Reviews
“I cannot speak highly enough at the level of service & the ease of use…my client and agent were appreciative in the quickness of issuing the bond. They get it done… If your not using Deposit Power, You don’t know what your missing out on…!”
Bryan, Customer
Trustpilot Reviews
“Fast, reliable, quick approval, clear requirements. Highly recommended for those looking for deposit bond”
Louise, Customer
Trustpilot Reviews
“I could not get over how helpful and patient the Deposit Power team were in helping me get my deposit bond finalised… The process was easy and meant I was able to secure a house at auction. Can't recommend highly enough!”
Kelly, Broker
Trustpilot Reviews
“Quick and easy process. Very easy to use the deposit power system. I love the fact that the payment only gets made by the client when they are ready to use it.”
Dilpin, Customer
Trustpilot Reviews
Deposit bond is real deal!... didn’t knew about it at all until now, very good alternative for cash deposit and highly recommend Deposit Power, easiest & quickest process in compare to all other out there.”
Kim, Customer
Trustpilot Reviews
“WOW staff are very helpful, explain everything and the certificate is instant. I highly recommend Deposit Bond.”
Dean
Trustpilot Reviews
“So quick and so easy. Would highly recommend Deposit Power. The form was simple and easy to navigate. No complex questions. What a relief its done. Thank you”