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Sell smarter. Exchange faster.
Real Estate Agents, expand your buyer pool. Generate stronger competition. Achieve exceptional sales results.
Benefits of Deposit Bonds
For You
Expand Your Buyer Pool
Reach more qualified buyers and remove the upfront deposit barrier to convert more enquiries into exchanges.
Faster Exchanges
Fast bond approvals online reduces days on market and keeps deals moving.
Stronger Sales Outcomes
Generate more offers per listing, increase competition and drive higher sale prices.
For Vendors / Developers
Secure and Trusted
The deposit is guaranteed with a Deposit Power bond, backed by an AA– Very Strong credit rating.
Strong Buyer Competition
More buyers means stronger offers and potential for higher sale price.
Sell Faster
Removing the need for a cash deposit empowers faster exchanges and project momentum.
What is a deposit bond?
It’s a financial guarantee in the form of a digital certificate that acts as a substitute for a cash deposit when purchasing a property. It is not a loan.
A deposit bond provides a guarantee to the seller that the buyer will pay at settlement, so your clients can hold on to their cash longer – and you can secure more deals.
- As good as cash: Issued for up to 10% of the purchase price.
- Flexible: Short-term bonds from 0 to 6 months and long-term bonds from 7 to 66 months (5.5 years).
- Low fees: No upfront fees until the bond is issued. Fees are calculated as a small percentage of the deposit amount.
What it is
- A deposit guarantee
- Secure as cash
- Legal and trusted
- Widely accepted
What it isn’t
- A home loan
- A bank guarantee
- Expensive
- Full of red tape
When to use a deposit bond?
Whether your buyer wants to buy right now or prepare for an auction, our bonds suit any scenario.
We issue short-term bonds which gives your clients the confidence and convenience for auctions or private treaty and for long-term bonds to purchase off-the-plan or house and land packages, so they can keep their money in the bank earning interest, rather than sitting in a trust.
Short-term bonds
From 0 to 6 months
- No cash down
- Gives your buyers time
- Keeps buyers ready to act
- Complete cash deposit substitute
- Buyers pay the full purchase price when they settle
Scenarios:
- Simultaneous settlements: retiring couples downsizing, familes upsizing
- Separation / Divorce
- First-home buyers: guarantor loan
- Investors: residential and commercial.
Also called House Hunting Bond.
Long-term bonds
From 7 to 66 months (5.5 years)
- Saves buyers thousands
- No cash down
- Keeps buyers cash in the bank
- Help buyers exchange faster
- Market leading rebate policy if property settles earlier
Scenarios:
- Buying off-the-plan: residential or commercial property.
- Buying home and land packages
- Investors: residential and commercial properties with long-term settlements.
How to qualify for a long-term deposit bond
Getting approved for a deposit bond is simpler than you might think. Deposit Power offers flexible options to suit your buyer’s situation, whether it is for a short-term bond for a quick settlement or a longer-term solution for an off-the-plan purchase.
Short-term bonds
There are 2 ways to qualify for a deposit bond with a term of up to 6 months.
Option 1
The Fast Track
Funds to Complete Assessment Option
All you need to do is show us evidence that you will have the funds to complete the purchase such as:
- loan approval letter
- savings statement
- evidence of a financial gift
Option 2
Home Equity Assessment
Own Property with Equity Option
To qualify under this option, you must:
- own existing property with sufficient equity
- 1 x the deposit amount in equity for bonds of up to $150,000
- 2 x the deposit amount in equity for bonds over $150,000
Long-term bonds
Long-term deposit bonds are ideal for extended settlements and off-the-plan properties with with a term of up to 5.5 years.
Long-term
Long-term bonds
Home Equity Assessment Option
To qualify, for a long-term bond you must have equity of:
- 3 x the 10% deposit amount for bonds from 7 – 24 months
- 4 x the 10% deposit amount for bonds from 25 – 36 months
- 5 x the 10% deposit amount for bonds from 37 – 66 months
How to refer buyers?
1. Refer your buyer
Simply click on the “Refer buyers” button to send us the buyer’s details and we’ll take care of the rest.
2. Application status updates at key milestones
Approvals in as fast as 24 hours. We’ll keep you updated on the progress.
3. Bond is issued!
Your buyers will receive their digital bond immediately once they pay the one-off bond fee. They now have the power to buy your property!
How secure are deposit bonds?
Deposit Power bonds are "AA-" (Very Strong) rated from S&P!
The same rating as the Big 4 banks in Australia. We’ve been issuing deposit bonds in Australia for over 30 years. Our deposit bonds are widely accepted by real estate agents, solicitors, conveyancers and vendors – making us trustworthy, reliable and secure.
Australia's highest rated deposit bonds!
Underwritten by HDI Global Specialty SE with an "AA-" (Very Strong) credit rating from Standard & Poor’s, for strength and security you can trust.
Our Partners
Partner with Us
Ready to sell more units and accelerate your sales pipeline?
Let’s talk about how deposit bonds can help drive sales for your development.
Simply reach out to Nick or Lepa, who will be happy to connect and showcase how Deposit Power can help support your project goals.
Lepa Golic
Business Development Manager
0448 203 592
LinkedIn
Henry Brown
Business Development Associate
0473 911 257
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Nick Rumpff
Head of Sales
0448 000 466
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