Who Can Use Deposit Bonds?
Everyone. Deposit bonds can help expand the world of property for everyone and for all types of purchases.


Who is eligible for a deposit bond?
Deposit bonds are available to buyers who meet general eligibility criteria, with no security required – if you can afford the property, that’s good enough for us.
We work with individuals, families, and businesses for different types of property purchases, including off-the-plan developments and auctions.
Learn more about how to qualify for a deposit bond.
Deposit Bonds Work for Everyone
Buyers
Deposit bonds offer buyers the ability to secure a property without locking in a cash deposit. This means you can act quickly in competitive markets while keeping your cash flow flexible for other expenses or investments.
First-home-buyers
Deposit Power makes it easy to secure your first property without a significant cash deposit. Move into the property market faster, even if your savings are still building up.
Investors
Deposit bonds help you to grow your portfolio faster. They free up your money so you can take opportunities when they appear, without needing a ton of cash upfront.
Sellers
Sellers love working with buyers who use deposit bonds because a deposit bond can attract more buyers, which can lead to higher sale price. Plus, our highest rated “AA-” bonds also guarantees the deposit payment (as it is legally binding), giving you added peace of mind. No more worrying about delayed payments or cash deposit hassles.
Home and land package buyers
Off-the-plan buyers can use long-term deposit bonds to secure new developments. This gives you the ability to lock in a property at today’s prices, with the flexibility to pay the deposit when the property nears completion.
Commercial
Business is all about cash flow. So you can now buy a commercial property and keep your cash liquid. Thanks to Deposit Power’s fast application process, you can be approved for a deposit bond and secure your dream property – all in the same day.
Retiring couples
Retirees or empty nesters can use deposit bonds to downsize to a new home without the added financial stress of an upfront cash deposit. With less to worry about, you can focus on enjoying your new space.
Separating or divorced couples
For those navigating property transitions during a separation or divorce, deposit bonds provide a practical solution. You can purchase new properties quickly without the need for large upfront deposits, making it easier to manage shared assets.
Families looking to upsize
Growing families can rely on deposit bonds when upsizing to a larger home. With a secure digital deposit on hand, you can act decisively in competitive markets when going through simultaneous settlements without tying up your resources in a cash deposit or waiting for your current property to sell.

Who can use it
- Individuals
- Couples
- Companies
- Trusts
- Self-Managed Super Funds
What can you buy
- Houses
- Apartments/units
- Off-the-plan properties
- Commercial properties
- House and land packages
How deposit bonds benefit buyers and sellers alike
It’s that simple.
For Property Buyers
Secure your next property with confidence. A deposit bond gives you the freedom to keep your savings invested while house hunting, so you can act decisively when you find the right property. Whether you’re bidding at auction or negotiating a private sale, your digital deposit bond is ready for your purchase.
For Property Vendors / Sellers
Rest easy knowing your sale is secured. Deposit Power bonds are underwritten by HDI and have an AA- (Very Strong) rating: the highest credit rating for deposit bonds in Australia. Our instant QR code verification system lets your agent confirm the bond’s authenticity on the spot, providing the same security as a cash deposit.
For Mortgage Brokers
Allow your clients’ money to work harder for them, saving thousands. Your clients can take advantage of a market-leading rebate policy while they only pay a small one-off fee. Available for off-the-plan and investment purchases, deposit bonds provide speed and ease, so you can issue more bonds. They can also make your client’s buying process seamless – and boost your business while doing it.

Why simultaneous settlements are easier with a deposit bond
Juggling simultaneous property settlements can be tough, especially when cash flow is tight. Coordinating funds for the sale and purchase can feel like a logistical nightmare.
That’s where Deposit Power comes in. With deposit bonds, you can skip the hassle of large upfront deposits and keep things moving smoothly. They’re a simple way to align settlement dates without the financial stress, helping you avoid delays and last-minute headaches.
How deposit bonds speed up the property buying process
In competitive buying situations like auctions or private sales, timing is everything — and deposit bonds have you covered. They offer a flexible, hassle-free alternative to upfront cash, giving you the confidence to act fast and secure your dream property now.
With a deposit bond, you can focus on making your move without stressing about cash flow. Applying is quick and easy – in most cases, you’ll get approved almost instantly. It’s the smarter, simpler way to stay ahead in fast-paced property markets.

What is a deposit bond?
Everything you need to know about deposit bonds.
What is a deposit bond?
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What is a deposit bond?
A deposit bond is a substitute for the cash deposit required when purchasing a property. The deposit bond can be for any amount up to 10% of the purchase price. At settlement, the purchaser simply pays the full purchase price of the property.
Who cannot use a deposit bond?
A deposit bond is a secure alternative to cash deposits, but it might not be suitable for everyone. At Deposit Power, we work closely with each client, so that your deposit bond aligns with your financial situation and settlement goals.
Not sure if you qualify? Call us on 1800 678 979 to discuss who can use deposit bonds, or get a quote online now.
How can I apply for a deposit bond?
Applicants can either apply directly on this website or through an accredited Deposit Power mortgage broker, conveyancer, lender or finance specialist.
How quickly can I get a deposit bond?
Simply submit your application online and you will get an immediate response. Our deposit bonds are digital and delivered to you within seconds of being issued.
What is the fee for a deposit bond?
Deposit Power charges a one-off fee to issue the deposit bond. There are no other fees or ongoing charges involved.
The fee for a short-term deposit bond (with a term of up to 6 months), is calculated as a percentage of the deposit bond amount. Fees for long-term deposit bonds are based on the deposit bond amount and term required.
You can get a fee quote by clicking on the “Get a quote” button on this website.
Can a buyer use a deposit bond for any type of property?
Deposit Power issues digital bonds for all types of properties, including:
- House & land packages
- Residential & commercial property
- Off-the-plan property
- Vacant land
Why use a deposit bond when purchasing a house?
Whether you’re buying your first home or managing complex property transactions, deposit bonds streamline the buying process.
Here’s how deposit bonds can benefit you:
Upsizing to a larger home
Ready to move to a bigger home? Don’t let the sale of your current home hold you back. A deposit bond lets you secure your new property before selling your existing one, giving you breathing room to time both transactions perfectly.
Growing your investment portfolio
Smart property investors who use deposit bonds know that timing and cash flow are crucial for success. A deposit bond lets you secure promising investment properties the moment they appear, without tying up capital.
Downsizing to simplify your lifestyle
Planning your next chapter? A deposit bond lets you secure your ideal downsizer property while keeping your super and investments exactly where they are. This means your retirement savings can continue earning returns right up until settlement.
Securing a home during separation
Going through a separation is stressful enough without worrying about raising a cash deposit. Why not use a deposit bond instead? It gives you breathing room to organise your finances, so you can focus on establishing your new home.
Winning at auctions without cash upfront
Walk into any auction with complete confidence. A digital deposit bond puts you in a powerful position – ready to bid and secure your dream property. Your digital deposit bond is ready to go, accepted on the spot by real estate agents. Simply present it through your device and you’re all set.
Helping first home buyers secure their first property
Take a step into the property market sooner. A Deposit Power bond gives you the confidence to act when you find your perfect first home, without waiting to save a hefty cash deposit. Continue earning interest on your savings right up until settlement. Instead of locking away a large cash deposit early in the process, a deposit bond lets you maximize every dollar of your hard-earned savings.
Buying your ideal home and land
Looking to build that perfect home on a piece of land just in the right location? Deposit Power bonds are ideal for off-the-plan property purchases, giving you the ability to secure your dream home without needing to provide an upfront cash deposit. Instead of tying up a large sum of money for a long time – sometimes years – you can use a deposit bond from Deposit Power.
Buying off-the-plan units
It doesn’t make sense to give your money to a developer for an extended period of time when you could be using it to make money in your own investments. Deposit Power offers a simple and smart alternative to using a cash deposit to secure a property. With the ultimate in flexibility to manage your finances and make confident property decisions.