Partner with Deposit Power

The trusted way to protect your clients.

What is a deposit bond?

It’s a Digital Certificate providing a guarantee to the Seller that the Buyer will pay the full purchase price on settlement, so your purchaser clients can hold onto their cash longer and your Vendor clients can be assured they are protected

  • As good as cash: Issued for up to 10% of the purchase price.
  • Flexible: Short-term bonds from 0 to 6 months and long-term bonds from 7 to 66 months (5.5 years).
  • Low fees: No upfront fees until the bond is issued. Fees are calculated as a small percentage of the deposit amount.
What it is
  • A deposit guarantee
  • Secure as cash
  • Legal and trusted
  • Widely accepted
What it isn’t
  • A home loan
  • A bank guarantee
  • Expensive
  • Full of red tape

Why use a Deposit Power bond?

Mitigate Risk

Eliminate the risks tied to early release of deposits and accepting reduced deposits.

Peace of Mind

Offer your vendor clients 100% guaranteed payouts of all valid claims within 2 working days. 

Protect Clients

Shield your clients’ deposits from insolvency risks and cyber threats.

Instant Approvals

Receive instant quotes and approvals online.

Savings

Provide substantial savings to clients compared to traditional cash deposits. 

Stay Updated

Easily track applications and updates.

How secure are deposit bonds?

Deposit Power bonds are  “AA-” (Very Strong) rated from S&P!

We’ve been issuing deposit bonds in Australia for over 30 years. Our deposit bonds are widely accepted by real estate agents, solicitors, conveyancers and vendors – making us trustworthy, reliable and secure.

Australia’s highest rated deposit bonds!
Underwritten by HDI Global Specialty SE with an “AA-” (Very Strong) credit rating from Standard & Poor’s, for strength and security you can trust.

When can you use a deposit bond?

Whether your client wants to buy right now or prepare for an auction, our bonds suit any scenario.

We issue bonds for Short-term bonds which gives your clients the confidence and convenience for auctions or private treaties.

And for Long-term bonds when they are purchasing off-the-plan builds or home and land packages, so they can keep their money in the bank earning interest, rather than in a trust.

Short-term bonds

From 0 to 6 months

  • No cash down
  • Buys your client time
  • Keeps clients ready to act
  • Cash deposit substitute
  • Client pays at settlement

 

Scenarios:
  • Simultaneous settlements: retiring couples downsizing, familes upsizing
  • Separation / Divorce
  • First-home buyers: guarantor loan
  • Investors: residential and commercial.
House Hunting bonds

From 0 to 6 months

  • Peace of mind for clients
  • On maximum purchase price
  • Unconditional approval
  • 6-month payment window
  • No cost or obligation
Scenarios:
  • Attending Auctions: for all types of property purchases
  • Private treaty: clients still on the hunt for their next property
  • Sutibale for all short-term scenarios
Long-term bonds

From 7 to 66 months (5.5 years)

  • Save your clients thousands
  • No cash down
  • Keeps cash in the bank
  • Helps clients enter market
  • No big cash commitment
Scenarios:
  • Buying off-the-plan: residentail or commercial property.
  • Buying home and land packages
  • Investors: residential and commercial properties with long-term settlements.

How do your clients qualify for a deposit bond?

Getting approved for a deposit bond is simpler than you might think. There are only a couple of criteria your clients need to meet before their bond is approved in minutes. 

Short-term bonds
Long-term bonds

Short-term bonds

There are 2 ways to qualify for a deposit bond with a term of up to 6 months.

Option 1
The Fast Track

Funds to Complete Assessment Option

All you need to do is show us evidence that you will have the funds to complete the purchase such as:

  • loan approval letter
  • savings statement
  • evidence of a financial gift
Option 2
Home Equity Assessment

Own Oroperty with Equity Option

To qualify under this option, you must:

  • own existing property with sufficient equity
  • 1 x the deposit amount in equity for bonds of up to $150,000
  • 2 x the deposit amount in equity for bonds over $150,000

Long-term bonds

Long-term deposit bonds are ideal for extended settlements and off-the-plan properties with with a term of up to 5.5 years.

Long-term
Long-term bonds

Home Equity Assessment Option

To qualify, for a long-term bond you must have equity of:

  • 3 x the 10% deposit amount for bonds from 7 – 24 months
  • 4 x the 10% deposit amount for bonds from 25 – 36 months
  • 5 x the 10% deposit amount for bonds from 37 – 66 months

How do you apply for a bond?

Refer your clients to us via [email protected] with your clients full names, contact number, e-mail address and discount code (if applicable).

OR

If you are accredited with us (part of AIC NSW or AIC VIC) simply log into your Partner Portal for instant approvals in just three steps. Here’s how it works:

It’s that simple.

1. Apply for a bond.

Enter the buyer, property and vendor details and get your clients to sign the necessary documents.

2. Get instant approval.

Once your client pays the one-off-fee, you will receive an instant approval. If your approval is conditional, we’ll let you know what other documents we may need. 

3. Bond is issued!

Your client will receive their digital bond immediately. They now have the power to buy!

A notification of the same will be sent to all parties involved.

Helpful documents and resources.

Meet Your Deposit Power BDM Team

Nick Rumpff

Head of Sales
LinkedIn

Sharon Ladkin
Business Development Manager – Leagal Practitioners
LinkedIn
Snowie Guo

Business Development Manager
LinkedIn

Trusted by over 1 million Australians

George, Broker
Google Reviews
“I highly recommend Deposit Power if you ever need a Deposit Bond… I cannot say good enough things about them. I wish I could give them 10 stars!”
Stephen, Customer
Google Reviews
“Just amazing customer service. First house purchase in many years. Deposit Power walked me through the process with a highest degree of professionalism.”
Tony, Broker
Google Reviews
“I cannot speak highly enough at the level of service & the ease of use…my client and agent were appreciative in the quickness of issuing the bond. They get it done… If your not using Deposit Power, You don’t know what your missing out on…!”
Bryan, Customer
Trustpilot Reviews
“Fast, reliable, quick approval, clear requirements. Highly recommended for those looking for deposit bond”
Louise, Customer
Trustpilot Reviews
“I could not get over how helpful and patient the Deposit Power team were in helping me get my deposit bond finalised… The process was easy and meant I was able to secure a house at auction. Can't recommend highly enough!”
Kelly, Broker
Trustpilot Reviews
“Quick and easy process. Very easy to use the deposit power system. I love the fact that the payment only gets made by the client when they are ready to use it.”
Dilpin, Customer
Trustpilot Reviews
Deposit bond is real deal!... didn’t knew about it at all until now, very good alternative for cash deposit and highly recommend Deposit Power, easiest & quickest process in compare to all other out there.”
Kim, Customer
Trustpilot Reviews
“WOW staff are very helpful, explain everything and the certificate is instant. I highly recommend Deposit Bond.”
Dean
Trustpilot Reviews
“So quick and so easy. Would highly recommend Deposit Power. The form was simple and easy to navigate. No complex questions. What a relief its done. Thank you”